MasterCard and Visa Credit Cards

Balance transfers are just a phone call away. Simply call 800-598-0128 with the credit card balance you will like to transfer and we will take care of the rest.  Don't have an ABE MasterCard  or ABE Visa.  Click here to apply now.

MasterCard Gold and Visa Platinum members can use their credit limit to their advantage by transferring balances from other institutions to get immediate savings, get some extra cash, and/or make a purchase using a check. You can do this absolutely free!  Simply request checks today by dialing 1(800) 299-9842 and use these checks any way you wish. 

VISA PLATINUM                                         9.99% APR

MASTERCARD GOLD                            11.99% APR

VISA or MASTERCARD CLASSIC        13.88% APR

• Fixed Rate
• No universal default rate

• Rates are for purchases and cash advances*
• 25 day grace period for purchases, If balance is paid in full by due date.
• 10 day grace period before late fee assessment
• No balance transfer fee on accounts using checks
• Free travel and accident insurance 
• Easy access to your information at www.ezcardinfo.com
• Platinum and Gold Card members earn score card points
• No annual fee on the Visa Platinum
• After the first year, low annual fee of $15.00 for Classic and Gold card members

*(Cash advance fee; 2% of the amount advanced)

 For more information or to apply today, please contact or visit your local branch.

Time to get your own ABE Credit Card !!!

Whether you wish to open a new account or have an existing account you would like to upgrade, apply on-line today!

Convenience,  Security and Extensive Benefits

1. Convenience

Now Pay Your Credit Card Bill and Manage Your Account Conveniently Online

eZCardInfo* puts you in touch ... 24 hours a day, seven days a week ... with information and services that make your ABE Credit Card more convenient and easier to manage than ever before.  Now with a click of a mouse, you can view  important information about your credit card account, including current and past statements, as well as transactions since your last statement.  In addition, eZcardInfo allows you to make payments automatically via the Internet.  No postage or writing checks, everything is handled electronically. You will need to have the three digits that follow the sixteen digit credit card number( the three digit verification number).  They are on the signature line on the back of your card. 

Try eZCardInfo today! When you are ready just click

eZCardInfo features include:

• Account Summary Information
• Online Statement
• Data downloadable to financial software such as Quicken or Money
• Online Credit Card Payments
• Transaction and Spending Reports
• E-mail notifications of conditions or events on your account

Credit card customer service is at  (800) 237-6211 .  You can call anytime: 7 days a week / 24 hours a day

2. Security

VERIFIED BY VISA    

Create your own password that protects you when you buy online with your Visa Card.  Enjoy the added security of Verified by Visa by clicking here  All inquiries, regarding verified by Visa, please call (800) 857-3118.

MasterCard SecureCode 

An online security service to guard you against unauthorized use of your MasterCard card while shopping online at participating Merchants. There is no need to get a new card, no software to download, no cost , and no hassles... just added security. Once enrolled in this service, you'll have added confidence knowing that MasterCard SecureCode performs an extra authentication step to protect your account from unauthorized users online. Sign up for your MasterCard SecureCode by clicking here

3. Extensive Benefits

Platinum Preferred Visa benefits include:

• New low fixed annual percentage rate of 9.99%
• No annual fee
• Credit limits of $7,500 to $25,000 (approval required)
• ScoreCard points---accumulate points per dollars spent and redeem them for merchandise or travel offers
• $1,000,000 travel insurance coverage
• Concierge Service for travel arrangements, dining and special event reservations
• 90 Day Product Protection
• Warranty Insurance
• Identity Theft Insurance up to $1,000(deductible of $100)
• Identity Theft Assistance
• Card Registration
• Visa's Preferred Customer Service
• Auto Rental Insurance

Gold MasterCard benefits include:

• New low fixed annual percentage rate of 11.99%
• Credit limits of $2,500 to $7,500 (approval required)
• 90 Day Product Protection
• Warranty Insurance
• Identity Theft Insurance up to $1,000(deductible of $100)
• Identity Theft Assistance
• Master Rental Insurance
• ScoreCard points---accumulate points per dollars spent and redeem them for merchandise or travel offers
• $500,000 travel insurance coverage

Classic Visa  benefits include:

• Fixed annual percentage rate of 13.88%
• Auto Rental Insurance
• $500,000 travel insurance coverage
• Credit limits of $250 to $2,500

Classic MasterCard benefits include:

• Fixed annual percentage rate of 13.88%
• $500,000 travel insurance coverage
• Credit limits of $250 to $2,500

VISA - MasterCard  ABE offers VISA and MasterCard products at annual  percentage rates that represent substantial savings compared to costlier credit cards at most department stores and banks. ABE bills no finance charges if the full balance is paid within the 25 day grace period.  Separate VISA and MasterCard statements are mailed monthly.

Because the Credit Union's VISA and MasterCard Credit Cards are accepted by over 4 million merchants in more than 155 countries, they are ABE's handy answer for your shopping, travel and entertainment needs.  You can get cash at over 130,000 financial institutions and participating Automatic Teller Machines where the VISA or MasterCard symbols are displayed.  ABE offers automatic worldwide travel accident insurance of at least $500,000  when members charge travel tickets to their ABE VISA or MasterCard.  Applications are available at all Credit Union branches, from your local Service Representative, or apply on-line today!

Credit card customer service is at  (800) 237-6211 .  You can call anytime, 7 days a week / 24 hours a day.

Classic Visa, Classic MasterCard and Gold MasterCard accounts each have $15 annual fees. Approval for all credit card categories is based in part upon credit history and ability to pay.

Visa/MasterCard Disclosure Information below:

*APR = Annual Percentage Rate.

*Please be advised there is a return check fee of $25.00

The information about the costs of the card described in this application is accurate as of May 2008. This information may have changed after that date. To find out what may have changed, call us at (800) 598-0128 or write to us at P.O. Box 4002 Ansonia Station, New York, N.Y. 10023.

 Notice to New York State Residents: A consumer credit report may be ordered for credit update, renewal, or extension. Upon your request, we will supply you with the name and address of the consumer reporting agency which has provided us with such reports. New York residents may contact the New York State Banking department (1-800-518-8866) for a comparative listing of credit card rates, fees and grace periods.

Notice to California Residents: A married applicant may apply for a separate account.

Correct Copy as of 04/17/07

Whether you wish to open a new account or have an existing account you would like to upgrade, apply on-line today!

  *eZCardInfo is a Registered Service Mark of Certegy, Inc.