Applicant
Residence
Employment
Reference
(Nearest Relative not living with you)
Additional Info(What you own and owe)
Co-Applicant
Co-Applicant Residence
Co-Applicant Employment
Co-Applicant's Additional info (what you own and owe)
Payment Protection
Protect yourself and your loved ones…
For your protection, we offer two types of Payment Protection for your
loans – Credit Life and Credit Disability Insurance. This protection
removes the burden and obligation of unpaid loans from loved ones in the
case of the death or debilitation of the primary borrower.
For more information about these policies including pricing
click here
Select the policies you would like below.
You may choose
both Single Credit Disability and Single or Joint
Credit Life insurance
Single Credit Disability Yes
No
Designed to pay your loan payments (up to the insurance contract limit) if
you become disabled due to a covered accident or illness and unable to work
for a period of 30 days or more during the term of you loan.
Single Credit Life Yes
No
Designed to pay off the insured balance of your loan if you die during the
term of the loan.
Joint Credit Life Yes
No
Designed to pay off the insured balance of
your loan if one of the joint applicants die
during the term of the loan.
ABE can lend up to the vehicle's average retail
according to NADA (National Automotive Dealers Association) You can
look up values at www.nada.com
Income verification is required for final approval.
Applicant(s) Statement
I/We have completed this request for credit in consideration of American Broadcast Employees Federal Credit Union lending to me and/or others upon my guarantee. I/We certify that all information contained herein is accurate and complete to the best of my knowledge.
I/We authorize American Broadcast Employees Federal
Credit Union to retain property of this application, to rely on the foregoing, to check and verify my credit, employment and salary history, to secure follow up credit reports concerning my credit worthiness and to exchange information about my account with proper persons, creditors and credit bureaus.
I authorize my employer (present and future), bank and other references listed above to release and/or verify information to
American Broadcast Employees Federal Credit Union at any time. I acknowledge that this application is subject to approval of credit and acceptance by American Broadcast Employees Federal Credit Union. Should my request for credit and subsequent loan be approved, I agree to give American Broadcast Employees Federal Credit Union written notice immediately upon change of my name, address, employment or any other pertinent information contained herein.
You promise that everything you have stated in this application is
correct to the best of your knowledge and the above information is a
complete listing of what you owe. If there are any important changes
you will notify us in writing immediately. You authorize the Credit
Union to obtain credit reports in connection with this application for
credit and for any update, increase, renewal, extension or collection of the
credit received. You understand that the Credit Union will rely on the
information in this application and your credit report to make its decision.
If you request, the Credit Union will tell you the name and address of any
credit bureau from which it received a credit report on you. It is a
federal crime to willfully and deliberately provide incomplete or incorrect
information the loan applications made to federal credit unions or state
chartered credit unions insured by NCUA.
State Law
Notice (Ohio Residents only) The Ohio Laws against discrimination require
that all creditors make credit equally available to all creditworthy customers,
and that credit reporting agencies maintain separate credit histories on each
individual upon request. The Ohio Civil Rights Commission administers
compliance with this law.
State Law Notice (Wisconsin Residents Only) (1) No provision of any
marital property agreement, unilateral statement under Section 766.59, or
court decree under Section 766.70 will adversely affect the rights of the
Credit Union unless the Credit Union is furnished a copy of the agreement,
statement or decree, or has actual knowledge of its terms, before the credit
is granted or the account is opened.(2) A signature will be required if you
are not applying for this account or loan with your spouse. The credit
being applied for, if granted, will be incurred in the interest of the
marriage or family of the undersigned.